A Forex rebate (Forex cashback) is part of the IB commission your broker pays, returned to you — calculated from qualifying trades, winning or losing
1TRADER offers Exness, XM and HFM rebates of up to 95% of the IB commission. Compare rates and estimate your cashback below. Exness, XM and HFM all pay cashback automatically every day
$900.00/month
Highest at XM Standard account
Rates updated 24 Sep 2026
Rebate Finder
Answer 3 questions to see which broker and account pays you the most — from real rates for every symbol
Rebate Terminal
Search 1,973 symbols. See the rate at every broker and account type, sorted from highest to lowest. Tap a row to calculate your cashback
| Broker / account | Per lot | Cashback/month |
|---|
Portfolio
Enter every symbol you trade with its lot volume. We’ll find the account type at each broker that pays back the most in total, then rank them
Type a symbol name to search, then enter lots per month
Highest total cashback
Open account
Enter the partner code at sign-up to get rebates from day one
How to start
Use the Finder, Terminal or Portfolio to find the broker and account that pays you most
Sign up via the partner link and code, or send us your existing account to check
Cashback on qualifying trades is paid automatically every day — Exness, XM and HFM
Your cashback grows every day
Only at 1trader
On top of automatic rebates, 1trader clients earn points for rewards, win prizes with their account number and join trading contests all year
Every trade on a linked account earns points on top of your cashback. Trade more, earn more
Enter your Exness, XM or HFM account number. Winners have the last 2 digits closest to the pair’s reference price
Contests run regularly for 1trader clients, with prizes by ranking
Typical rebate sites
1–2 / 5
1trader Recommended
5 / 5
The basics
Every order you open pays the IB (Introducing Broker) a commission from the spread or commission you already pay A Forex rebate or Forex cashback is 1trader sharing that commission with you — up to 95%, depending on account type and qualifying trades
Spreads, conditions and how you trade stay the same — only your cost per lot drops, with cashback on every qualifying order, winning or losing. Exness, XM and HFM pay automatically every day
Example calculation
Trading gold (XAUUSD) on an XM Standard account, 20 lots a month × $18 = $360 per month or about $4,320 per year
How to read the table: Estimated cashback = rate per lot × qualifying lots. Rates are USD per 1 lot for the account shown. Contract sizes can differ between brokers, so check before comparing
The highest rebate does not always mean the lowest net trading cost — also consider spreads, commissions and other fees. Rebates lower your costs but do not guarantee trading profits
Full table by broker Exness rebateXM rebateHFM rebate
USD per 1 lot, from each broker’s highest-paying account type
| Symbol | Exness | XM | HFM |
|---|---|---|---|
| XAUUSD | $12.83Standard Plus | $18.00Standard | $14.25Premium |
| EURUSD | $3.91Standard Plus | $8.10Standard | $9.50Top Up |
| GBPUSD | $4.99Standard Plus | $9.00Standard | $9.50Top Up |
| USDJPY | $3.12Standard Plus | $8.10Standard | $9.50Top Up |
| XAGUSD | $71.25Standard Plus | $81.00Standard | $11.40Premium |
| BTCUSD | $12.83Standard Plus | $13.50Standard | $19.00Premium |
| ETHUSD | $0.6175Standard Plus | $0.81Standard | $1.90Premium |
| US30 | $0.8835Standard Plus | $1.67Standard | $1.19Premium |
| US100 | $0.8835Standard Plus | $0.765Standard | $0.5225Premium |
| USOIL | $9.97Standard Plus | $1.94Standard | – |
| GBPJPY | $6.76Standard Plus | $9.00Standard | $9.50Top Up |
| AUDUSD | $4.45Standard Plus | $8.10Standard | $9.50Top Up |
Updated 24 Sep 2026 · Red = the top-paying broker
FAQ
A Forex rebate, or Forex cashback, is part of the commission the broker pays to the IB every time you trade, returned to you. 1trader returns up to 95% of the IB commission, lowering your cost per lot without changing how you trade
No. There is no markup on the spread. Spreads and account conditions are the same as opening directly with the broker, and there is no sign-up fee
Yes. Rebates are calculated from the number of qualifying lots you trade, regardless of whether the order won or lost
Exness, XM and HFM pay rebates automatically every day once your account is linked. No withdrawal request or claim is needed
Trading through an account linked to 1trader rebates earns reward points on top of your cashback. Redeem points for rewards — check your points and the latest rewards in the 1trader app
There is a trading-account number draw: enter your Exness, XM or HFM account number, and winners are picked by the last 2 digits closest to the reference price of a chosen pair such as XAUUSD or EURUSD. There are also trading contests with prizes and other events all year. Follow the latest announcements, rules and prizes in the 1trader app
Wider-spread accounts such as Standard or Premium usually earn a higher rebate per lot than low-spread accounts such as Raw Spread, Zero or Pro, because brokers pay different commissions. Choose the account that suits your trading style first, then look at the rebate
Cent accounts (Exness, HFM) and Micro accounts (XM Micro, XM Ultra Low Micro) earn rebates per micro lot, which is 100 times smaller than a standard lot, so the rate per lot is 1/100 of a standard account. That is why we list them at the bottom of the table and leave them out of the overall ranking
We merge different names into one so they are easy to compare — for example XM uses GOLD instead of XAUUSD and US30Cash instead of US30, while HFM uses USA30. The Rebate Terminal table shows the platform name under the account name
Send your account type and account number to our team on LINE @1trader so we can check eligibility. Some brokers may require a new account opened through the partner link
Estimates from each account’s rebate table. Actual cashback depends on qualifying trades
Disclosure: 1trader is an IB (Introducing Broker) for Exness, XM and HFM and receives commission from the broker when you open an account and trade through the partner link. Part of that commission is the rebate returned to you, at no extra cost to you
Risk warning: Trading Forex and CFDs is high risk and you may lose all your capital. 1trader provides information and education to support your decisions only — it is not investment advice. Please study the information and risks carefully before deciding
Read more
Written and reviewed by the 1TRADER team · Rebate rates updated · Content updated · Read oureditorial policyandabout us
Quick summary before you read
Rebate guide
Rebate rates on this page are in USD per 1 lot and vary by broker, account type and the symbol you trade This section explains how to turn those numbers into real monthly cashback, and what to compare before choosing the broker that suits your trading style
Estimated cashback = rebate rate per lot × qualifying lots Trading 20 lots of gold XAUUSD a month earns about $360 with XM Standard ($18.00 per lot) · $285 with HFM Premium ($14.25) · $256.50 with Exness Standard Plus ($12.83)
NoteCashback is based on lot volume, not profit, so frequent or large-lot traders benefit most. Use theportfolio calculatorabove if you trade several pairs at once
Low-spread or separate-commission accounts usually carry a low IB commission, so they pay back less — for example gold at Exness Standard Plus $12.83 but Raw Spread and Zero $2.85 · XM Standard $18.00 but Ultra Low Standard $9.00 · HFM Premium $14.25 but Zero and Pro $6.65
NoteCent accounts (Cent/Micro) show small decimal rates because their lot size is much smaller than a standard account. Don’t compare them directly with Standard accounts
The broker that pays the most on gold doesn’t necessarily pay the most on currency pairs. EURUSD pays back the most at HFM Top Up $9.50 · XM Standard $8.10 · Exness Standard Plus $3.91. Trading a mix of 10 lots of gold + 10 lots of EURUSD earns about $261 with XM Standard · $228 with HFM Premium · $167 with Exness Standard Plus
NoteAnswer 3 questions in theRebate Finder or pick a symbol in therate comparison table to instantly see which broker pays back the most for the pairs you actually trade
Real cost per lot = spread + commission − rebate Hypothetical example: account A pays $3 per lot more back than account B, but its spread is $5 per lot wider — so account B is $2 per lot cheaper net, even with a smaller rebate
NoteCompare average spreads during the hours you actually trade, because gold and currency spreads widen around high-impact news and market opens
Once your account is linked to 1TRADER, qualifying trades are calculated and cashback is paidAutomatic, every dayat Exness, XM and HFM. No claims or withdrawal requests needed, and you also collect points to redeem for rewards
NoteIf you already have an account, send your account number to our team on LINE first to check whether it can be linked. See each broker’s conditions on the page Exness rebate · XM rebate · HFM rebate
Highest rebate rate at each brokerUSD per 1 lot from the highest-paying account · Example: 20 lots of gold per month
| Broker | Account | XAUUSD | EURUSD | Gold, 20 lots |
|---|---|---|---|---|
| XM | Standard | $18.00 | $8.10 | $360 |
| HFM | Premium | $14.25 | $8.55 | $285 |
| HFM | Top Up | $14.25 | $9.50 | $285 |
| Exness | Standard Plus | $12.83 | $3.91 | $256.50 |
4 factors that decide your cashbackOrdered from biggest to smallest impact
Cashback grows directly with lots — trade twice as much and you get twice the cashback
Standard accounts often pay several times more than low-spread/Raw accounts, because the IB commission differs
Gold and crypto pay more per lot than major currency pairs at almost every broker
Always net the account’s spread and commission against the rebate
Checklist before choosing a broker6 steps, under 5 minutes
Summary
A Forex rebate lowers your trading cost without changing how you trade. If you mainly trade gold, XM Standard currently pays the most per lot. For major currency pairs, HFM Top Up pays back the most on EURUSD, and Exness Standard Plus is among the strong payers on gold. All pay automatically every day, but the final deciding factor is the net cost of the account you actually use. Rebates lower costs but do not guarantee trading profits
Source: rebate rates are calculated from the IB commission Exness, XM and HFM pay 1TRADER (updated 24 Sep 2026). Example figures are estimates and may change with broker conditions · Read more Compare Forex brokers · Trading calculators · Risk warning
